3.99% (4.768% APR) FHA 30-Year Fixed Rate!*
On New Contracts Signed by November 29, 2024
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With our fixed-rate mortgage offering, we can lock in your payments for the life of your loan. For a limited time, we’re offering a variety of savings programs across our communities on homes that can close by December 31. Contact a sales consultant today! 

 

Home > Find New Homes > New Construction Homes in South Carolina > K. Hovnanian's® Four Seasons at Carolina Oaks > Palmera II
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  • Extra Suite Plus

  • Luxurious owner's suite

  • Elevation ES

  • Open and airy floorplan

  • Striking kitchen

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Palmera II

K. Hovnanian's® Four Seasons at Carolina Oaks

The Palmera II offers:

  • Extra Suite Plus with kitchenette and full bath for multi-generational living
  • Private home office with optional double doors
  • Striking kitchen with large island
  • Spacious great room with access to opt. covered or screened patio
  • Luxurious owner's suite with spa bath and walk-in closet
  • Convenient HovHall off garage for keeping tidy
Est. Monthly Payment $3,346/mo*

Based on a specific loan program at 6.822% with 20% down. See full disclaimer for loan program details.

To modify these selections, use our Mortgage Calculator

Starting From $524,990

Single Family Homes

Approx. Sq Ft: 2,179

  • 1

    Story

  • 3

    Beds

  • 3

    Baths

  • 2

    Garages

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  • Floor Plans
  • Exteriors
  • Design Features
  • Media Gallery

Home Details

Home Details

Palmera II

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  • Palmera II – ES

  • Palmera II – DS

  • Palmera II – FS

    Delightful Kitchens

    • Low Profile LED lighting (per plan)
    • Modern granite countertops
    • Sleek GE® stainless steel appliances
    • Aristokraft® 42” birch cabinetry with elegant crown moulding and hardware
    • Moen® chrome pull out spray faucet
    • ProFlo stainless steel undermount sink
    • Pantry closet with ventilated shelving (per plan)

      Luxurious Baths

      • Venetian marble tops and undermount bowls
      • Exhaust fans and mirrors in all baths
      • Moen® plumbing fixtures and accessories
      • Aristokraft® birch cabinetry
      • 35” dual sink vanities in owner’s bath
      • Tiled shower with seat in owner’s bath
      • Pedestal sink in powder room
      • Hardwood flooring in powder room
      • Daltile® 12” ceramic tile flooring in baths

        Elegant Interior Features

        • Volume 9’ or 10’ ceilings throughout first floor (per plan)
        • Durable Shaw® cut pile carpet
        • Satin nickel lever door hardware
        • Chair rail, wainscoting and crown moulding in foyer and dining room (per plan)
        • Sherwin Williams® interior paint
        • Stained stair rails and newels with white spindles 1st floor (per plan)
        • Automatic wifi capable garage door opener with two remotes
        • Hardwood flooring in kitchen, foyer, powder room 

          Stylish Exteriors

          • Durable exterior Progress Lighting™ fixtures
          • Modern 8' insulated fiberglass front door
          • Sleek Kwikset® exterior door hardware and deadbolts
          • Low-maintenance vinyl siding, soffit and aluminum wrapped fascia
          • GAF® Timberline 30-year, HD architectural shingles
          • Wayne Dalton® carriage-style garage doors
          • Covered patio or 10’ x 12’ rear patio (per plan)
          • Yards fully sodded with Bermuda grass
          • Zoned irrigation system with clocks and timers

          Palmera II Media Gallery

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          for the Palmera II Home Design

          Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features. Images, videos, activities and amenities shown are representative of a typical K. Hovnanian’s® Four Seasons community.  Offerings may vary by community.  Please speak with a community Sales Consultant for details.

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          Visit K. Hovnanian® American Mortgage, LLC

          *See khov.com for full details. For new contracts written between 10/2/24 and 11/29/24. Home must close by 12/31/24. A sample interest rate of 3.99% (4.768% APR) for an owner-occupied, 3.5% down payment FHA loan. Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example: 3.99% (4.768% APR) 30 Year Fixed FHA mortgage, sales price of $457,000, and loan amount of $448,717. Special Interest Rate Financing may change or not be available or funds may be exhausted at the time of loan commitment, lock-in or closing. This is a limited time promotion. Mortgage Insurance Premium (MIP) is required at an upfront rate of 1.75% and is financed, in addition to monthly MIP at the required annual rate. Flood insurance may be required. Example is for illustrative purposes only; interest rates are subject to market conditions.  For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC is and shall remain the exclusive owner, all rights reserved. This offer may change or be cancelled without prior notice. Seller is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM is required to receive incentive.  Offer and subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all communities or states.  Cannot be combined with any other discounts, promotions, or incentives. Not all borrowers will qualify. Restrictions apply.  See Sales Consultant for details. K. Hovnanian American Mortgage, L.L.C. NMLS #3259|3601 Quantum Boulevard, Boynton Beach, FL 33426 (www.nmlsconsumeraccess.org) | KHOVMORTGAGE.COM. Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/31/2024. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Finan­cial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic.#MC-2661. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by the West Virginia Division of Financial Institutions. For licensing information, go to www.nmls­consumeraccess.org. Equal Housing Opportunity.