*See khov.com/az for full details. For new contracts written between 11/1/24 and 11/29/24. Home must close by 12/31/24. A sample interest rate of 3.99% (4.768% APR) for a of an owner-occupied, 3.5% down payment FHA loan. Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example: 3.99% (4.768% APR) 30 Year Fixed FHA mortgage, sales price of $457,000, and loan amount of $448,717. Special Interest Rate Financing may change or not be available or funds may be exhausted at the time of loan commitment, lock-in or closing. This is a limited time promotion. Mortgage Insurance Premium (MIP) is required at an upfront rate of 1.75% and is financed, in addition to monthly MIP at the required annual rate. Flood insurance may be required. Example is for illustrative purposes only; interest rates are subject to market conditions. For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC is and shall remain the exclusive owner, all rights reserved. This offer may change or be cancelled without prior notice. Seller is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM is required to receive incentive. Offer and subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all communities or states. Cannot be combined with any other discounts, promotions, or incentives. Not all borrowers will qualify. Restrictions apply. See sales consultant for details. K. Hovnanian American Mortgage, L.L.C. NMLS #3259|3601 Quantum Boulevard, Boynton Beach, FL 33426 (www.nmlsconsumeraccess.org) | KHOVMORTGAGE.COM. Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2024 K. Hovnanian Arizona Operations, LLC; ROC 188563. ©2024 K. Hovnanian Arizona New GC, LLC; ROC 277023. Equal Housing Opportunity.